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RBL Bank ShopRite Credit Card

RBL Bank ShopRite Credit Card
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Joining Fee: Lifetime Free

Renewal Fee: Lifetime Free

Reward Type: Reward Points

Welcome Benefits

2,000 Reward Points as a welcome bonus when you make your first purchase within 30 days of receiving the card and download the RBL MyCard mobile app.

Rewards

Grocery Purchases:

Earn 20 Reward Points for every ₹100 spent on groceries.

Maximum of 1,000 Reward Points per month for grocery purchases.

Retail Purchases:

Earn 1 Reward Point for every ₹100 spent on all other retail purchases (excluding fuel).

Movie Discounts:

Get a 10% discount on movie tickets booked through BookMyShow, up to ₹100 per transaction.

This offer is available up to 15 times per year.

The discount can be accessed by selecting the ‘RBL 10% discount offer’ under the ‘credit card offers’ section on BookMyShow.

Reward Points Redemption:

Redemption Rate: 1 Reward Point = ₹0.25.

Redemption Fee: ₹99 plus taxes per redemption request.

Redemption Process:

  • Visit RBL Rewards and log in using your credentials.
  • Choose from various redemption options such as flights, hotels, shopping, and gifts.
  • Select the category for redemption and apply your points.

Fee Waivers

Joining Fee: ₹500 + GST.

Renewal Fee: ₹500 + GST, which can be waived if you spend ₹1.5 lakhs or more in a year.

Fuel Surcharge Waiver:

1% waiver on fuel surcharges for transactions between ₹400 and ₹5,000 at all fuel stations.

Maximum waiver of ₹100 per month.

Summary

The RBL Bank ShopRite Credit Card is perfect for avid shoppers and moviegoers. With a joining fee of ₹500, this card offers a welcome bonus of 2,000 Reward Points when making your first purchase within 30 days and downloading the RBL MyCard app.

Rewards include 20 Reward Points per ₹100 spent on groceries (up to 1,000 points per month) and 1 Reward Point per ₹100 on other retail purchases. Enjoy a 10% discount on movie tickets through BookMyShow, up to ₹100 per transaction, available up to 15 times per year.

The card features a 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000, capped at ₹100 per month. The annual renewal fee of ₹500 can be waived with annual spending of ₹1.5 lakhs. Reward points can be redeemed at a rate of 1 point = ₹0.25, with a redemption fee of ₹99 plus taxes.

Ideal for frequent grocery shoppers and movie enthusiasts, the RBL Bank ShopRite Credit Card provides significant rewards, discounts, and value with minimal fees.